Details for NOTICE OF FORECLOSURE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT; ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
NOTICE OF FORECLOSURE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT; ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW.
Notice under MCL 600.3278: Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for damaging the property during the redemption period.
ATTENTION POTENTIAL PURCHASERS AT FORECLOSURE SALE: In the case of resolution prior to or simultaneously with the aforementioned foreclosure sale, West Shore Bank may rescind this sale at any time prior to the end of the redemption period. In that event, your damages, if any, shall be limited to the return of your bid amount tendered at the sale, plus interest. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.
An event permitting foreclosure by advertisement under MCL 600.3201 et seq., having occurred in the conditions of a Mortgage made by Mark A. Englebrecht Jr., a single man, ("Mortgagor") to West Shore Bank, dated January 26, 2005, and recorded in the Office of the Register of Deeds for the County of Mason in the State of Michigan on January 27, 2005, in Liber 568, Page(s) 2589, et. seq., on which Mortgage there is claimed to be due as of the date of this Notice the sum of $31,208.84, which amount may or may not be the entire indebtedness owed by Mortgagor to West Shore Bank together with interest at 6.125000 percent per annum.
NOW THEREFORE, Notice is hereby given that the power of sale contained in said Mortgage has become operative and that pursuant to that power of sale and MCL 600.3201 et. seq., on July 18, 2019 at 1:00 pm, at the west entrance of the Courthouse in Ludington, Michigan, that being the place for holding the Circuit Court and/or for conducting such foreclosure sales for the County of Mason, there will be offered at public sale, the premises, or some part thereof, described in said Mortgage as follows, to-wit:
Platted Lot(s), situated in the Township of Sheridan, County of Mason, State of Michigan, described as:
Lots 7, 8, 31 and 32, Block 29, First Addition to Oak Openings, according to the Recorded Plat thereof, all in Sections 32 and 33, Township 19 North, Range 15 West, Mason County Records. Township of Sheridan, Mason County, Michigan.
The redemption period shall be 6 months unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or unless under MCL 600.3240(16), prior to the foreclosure sale the Mortgagor follows the procedure set forth in that section to establish the presumption that the property is used for Agricultural purposes, in which case the redemption period shall be one (1) year from the date of the sale, or a shorter period if the right of redemption is extinguished under MCL 600.3238. Pursuant to MCL 600.3238, after the sale and periodically throughout the redemption period, the purchaser at the sale may inspect the exterior and interior of the property and all ancillary structures. If inspection is unreasonably refused or if damage to the property is imminent or has occurred, the purchaser may commence summary proceedings for possession of the property under Chapter 57 of the Revised Judicature Act of 1961, or file an action for any other relief necessary to protect the property from damage. If a judgment for possession is entered in favor of the purchaser, the right of redemption is extinguished and full title to the property vests in the purchaser.
Dated: June 5, 2019
West Shore Bank
By: H. DOUGLAS SHEPHERD IV (P64560)
Attorneys for West Shore
NORTH COAST LEGAL, PLC
800 COTTAGEVIEW DR. STE 1080
Traverse City, Michigan 49684
4 6 14 21 28 7 5